Run real-time credit decisions without affecting scores. Get instant approval results, branded reports, and shareable links for your applicants.
The fastest way to make credit decisions without risk to your applicants.
Every check is a soft pull. Your credit score stays untouched throughout the entire process.
Get approval decisions in seconds, not days. Real-time credit analysis powered by AI.
Smart matching algorithms connect applicants with the right products for maximum approval odds.
Generate branded approval reports with shareable links and embed codes for your partners.
Four simple steps from application to approval.
Applicants fill out a simple form with their basic information. No SSN required for soft-pull checks.
We run a real-time soft credit pull and analyze the applicant's credit profile against your approval rules.
Receive an instant approval, conditional, or decline decision with detailed scoring breakdown.
Generate a branded approval page with a shareable link. Embed results directly on your website.
Start free. Scale as you grow. No hidden fees.
For small businesses getting started
For growing businesses that need more
For high-volume operations
No. We exclusively use soft-pull inquiries, which have zero impact on credit scores. Applicants can be checked without any risk.
Decisions are returned in real time, typically within 2-5 seconds after submission. No waiting, no manual review needed.
Yes. Professional and Enterprise plans let you define custom scoring rules, minimum thresholds, and conditional approval criteria.
Absolutely. All data is encrypted at rest and in transit with 256-bit encryption. We are SOC 2 compliant and never sell personal data.
Yes. Professional plans and above include embed codes for both the application form and the branded approval results page.
Your applicants' data is protected with bank-level encryption and industry-standard compliance certifications.
Join businesses that trust Memelli Approval for instant, risk-free credit decisions.
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